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Klartext | Credit Agreement
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You will need your loan agreement reference number and date of birth. Why were payments collected before I signed my agreement? It is important that the loan agreement is signed. A fee of £10 may be charged if the agreement is not signed and returned to PCL within the specified time frame. Full details of the agreement will be provided by PCL as part of the establishment of the loan agreement. If you have any further questions about Premium Credit Ltd, please visit the „Help“ section of their website at the following address: We use PCL only to provide financing to Endsleigh customers. We can receive a commission for the presentation of customers. Please note that any information we provide to you does not constitute personal advice or recommendation. Your personal data and the bank details you provide to us will be shared with them and they will contact you by post, e-mail or SMS. Loans are subject to status and may use a credit reporting agency that leaves a record of the search or other information about you to perform credit and money laundering checks. PCL can also perform credit checks based on a previous payment history you may have had with them.

If you have already registered with Premium Credit Ltd to use their online services, you can access your account at The easiest way to sign the loan agreement is online. If you follow the link account/login, you can register your account and sign the agreement. Once your account is set up, you can track and manage your payments and update your personal information. If you do not sign the agreement online, a copy will be mailed to you so that you can sign and return it. Your loan agreement is with Premium Credit Ltd, and your company name will appear on your bank statements – not ours. **A small part of our business is also introducing loans for Close Premium Finance, where PCL is unable to provide financing. You have the right to terminate the credit agreement within 14 days from the day of the conclusion of the contract or the day on which you received the general terms and conditions, whichever is earlier. For more information about terminating your loan agreement, paying your balance and other credit-related issues, please see the full terms and conditions of your contract with Premium Credit Limited or contact your Towergate representative. Please contact Premium Credit Ltd on 0344 736 9836 and they can help.

If you have already created an online account, can access it at to ensure that your insurance exists and that you are fully insured, Premium Credit Limited will begin collecting your monthly payment before receiving your signed agreement. This will not affect your right to terminate your contract if you feel that the agreement is not suitable for your financial needs upon receipt. This gives protection to both the lender and the customer to make sure they understand what they are both responding to. .

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